STEP-BY-STEP ROUTE · BANKING & TAXES
Open a personal bank account
Understand which documents a foreigner may need for a dinar or foreign-currency account and what to confirm with the chosen bank.
Free step-by-step guide
This guide is based on official sources. Requirements, forms and local procedures may change, so open the link in the relevant step and check the current version before filing.
Open a step to see the action and its relevant official link. Required documents may depend on your case; check the list for your grounds before filing.
My step checklist and print guide
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01Check the current bank list and account terms
What to do
First check the bank against the NBS's current official list. Then ask about resident or non-resident accounts and required currencies. Banking status is not tax residency. Obtain current maintenance and transfer fees before applying.
Where to go
The NBS bank list and the chosen bank's official website.
What to prepare
- Passport and residence information
First identify your route
- Account for a foreign non-resident.
- Status change after longer residence.
- Additional KYC/source-of-funds documents requested by the bank.
02Prepare identity and source-of-funds evidence
What to do
A non-resident needs identity and last-year residence evidence. The bank may request income, account purpose and tax information for customer checks.
Where to go
The bank officer handling foreign-citizen accounts.
What to prepare
- Passport; address evidence; residence permit if held
- Employment contract / source-of-funds statement if requested
03Complete the bank's application and agreement
What to do
Use that bank's application, not a universal template. Check name, address, currencies, fees and card terms. Obtain your agreement and account details.
Where to go
At the chosen bank; remotely only if the bank supports it.
What to prepare
- Bank application, customer questionnaire and agreement
04Check access and update your information
What to do
Check app access and incoming-transfer details. Notify the bank of residence/address changes. Request written reasons for refusal; use the NBS procedure for a dispute.
Where to go
Bank support; for a dispute, first submit a written complaint to the bank.
What to prepare
- Agreement, account details and changed-status evidence
Translation and filing
Translation and certification
Before translating a foreign-issued record, ask the receiving institution whether it needs a Serbian translation by a court-certified translator (sudski tumač), whether an apostille/legalization is required, and in which order. Requirements differ by country and document. An ordinary or automatic translation is not a certified translation when certification is required.
What happens next
File only through the confirmed method. Keep a copy of the submission, case/application number and proof of receipt. Ask how to check status, when to expect a reply and what to do if more information is requested.
Document overview and case variants
What may be required
- Passport or other accepted identity document
- Evidence of temporary/permanent address or residence
- Bank application and contract
- Additional status/source-of-funds documents if requested
Compare this list with the documents in each step and the chosen authority's requirements. You can read the guide and prepare the package yourself without submitting a request.
Common variants
- Account for a foreign non-resident.
- Status change after longer residence.
- Additional KYC/source-of-funds documents requested by the bank.
The correct variant can only be confirmed after checking your status, documents and the authority's requirements.
What Serbia 360 can prepare — result preview
RESULT PREVIEW
What you receive if you order preparation
Before paying, you can see what the paid work actually delivers. The free guidance remains available whether or not you order anything.
Route, official sources, preliminary document list and a clear next step.
Work completed in the specimen case:
- Prepared: Completed bank account-opening enquiry
- Prepared: Completed bank onboarding data
- Complete bank identification and sign its forms.
- Accurately confirm source-of-funds and tax information.
Open the full specimen, copy its text or download the document. Required authority forms follow that institution’s rules; certification is performed by an authorised professional.
Package contents and review sheet · How to use the prepared output
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Serbia 360 helps organize documents and administrative steps. We do not make decisions for public authorities and do not replace a lawyer, notary, doctor or consulate where professional involvement is required.